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Homeowners buy insurance to protect themselves from risks. You want to know that if a problem occurs, you can file a claim. However, many worry about the consequences of filing a home insurance claim. Will doing so cost you more than paying the claim out of pocket? In some cases, you may wish to avoid filing a claim. READ MORE >>

An increase in auto insurance costs can create a worry for anyone trying to balance a budget. It does not have to be a stress factor, though. Whenever your car insurance increases, take the time to consider why. Then, work with your agent to find the most affordable options. Insurance is not something to allow to lapse. READ MORE >>

Business owners face a challenge when identifying the business insurance they need. You want an insurance policy to comprehensively protect your company. However, you also want to avoid paying for coverage your business may not need. By identifying the coverage you need, you limit the financial burden to your company. READ MORE >>

Living in a rental home means that you occupy a space that you don’t totally own. Rentals come with a degree of unfamiliarity. The owner, not the renter, might take care of certain aspects of the home’s security and upkeep. Because renters are more likely to be unfamiliar with the home, their ability to protect the space comparatively decreases. READ MORE >>

If you’ve carried an SR-22, you likely know that these requirements end after a certain period of time. However, just because your SR-22 period is ending, that doesn’t let you completely off the hook. You have to continue to take special precautions to guard your insurance risks in the future. READ MORE >>

Once you buy a home, you’re gambling a lot of financial investment in the property. Very few people buy a home outright, and most rely on mortgages to afford the home. Therefore, losses that affect your home could also affect your financial stability. If you don’t maintain your home, you put it at risk of losses and damages. READ MORE >>

Are you planning to buy a new home or move across the country? There is plenty to plan for in this life event. Don’t forget about making changes to your existing home insurance plan. Home insurance is specific to your actual property. Moving may alter the type and amount of insurance you need. READ MORE >>

Families with a teen driver should add that new driver to their auto insurance policy right away. Learning drivers should have coverage through a parents’ or a standalone insurance plan. This will help to protect the teen and parents from loss if the driver is in an accident. READ MORE >>

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Consumer Insurance Services
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Bend, OR 97701

Phone: (541) 383-1733
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